privacy

Kisasi Finance Company Limited (hereinafter referred to as "kisasi ", "we", "our") acts as an entity committed to the privacy and confidentiality of information provided to us. This Privacy Policy provides information to help you understand how we collect, use and share your personal information and what we do about any personal information we collect from you directly and/or through the website, the mkopofasta app or using our products and services privacy practices.

Personal information means information that uniquely identifies you and includes information such as your name, email address, telephone number (MSISDN), biometrics and passwords, and any other personal data collected.

This notice informs you about the processing of your personal data, in particular what data we collect about you, how we collect it, for what purpose, what your rights are and how you can exercise them, and with whom they are shared , the retention period, the applicable law and the contact information of kisasi as the party responsible for processing your personal data.

We may change the Notice from time to time. If we make material changes to our notices, we will post those changes through the Portal. You will be able to determine when this statement was last revised in the "Version History" section at the end of this document.

Information directly from your mobile device:

In order to assess your eligibility and facilitate faster disbursement of your loan, we may collect and process the following data about you from your device, some of which we will collect after you consent to grant us these permissions, as described below, Please read carefully:

SMS

Kisasi will download and transfer your SMS data from your phone to (https://www.mkopofasta.com and https://api2.branch.io), your data will be protected and confidential. SMS will be used for risk management and anti-fraud control. Name/phone number and message text so we can read the OTP we send to your phone and automatically log you into the app. Kisasi will never share data with third parties without your permission. They will only be collected with your consent. Data will be transferred and downloaded via a secure connection (https)

contact information

We need to obtain your contact information. During our loan application process, we will ask for your full contact details, including contact details and phone number, in order to assess your credit. Therefore, we use a secure SSL certificate to transmit contact information on https://www.mkopofasta.com and https://api2.branch.io. We will never share their information with third parties. If you want to delete this information, you can communicate with our personal customer service in our application and delete this data used by us.

Images

When the user selects a photo from the mobile phone album, the application accesses the device multimedia archive. You can easily select and load the desired image by accessing our account. Only the photos manually selected by the user are transferred to our login application, and the copied data is transferred in a secure form to the kisasi Security Center (https://www.mkopofasta.com and https://api2.branch.io), which protects your wallet and saves the shipping and freight proofs until the shipping proof expires. We will never copy your photos without your consent. If you want to delete the photo data, you can send an email to the customer service hotline and we will delete all photo data within 3 to 5 days.

Call log

Once you authorize us to view the call history, we will make a voice call to you. The purpose of collecting call records is to confirm that you used your mobile phone to install our application and receive our dynamic password verification on your mobile device. Specifically, we will monitor your call logs for dynamic password verification logs sent by our app. We will only upload and transmit the content of call records to (https://www.mkopofasta.com and https://api2.branch.io) in a secure network environment with your explicit consent. We will never share this data with third parties.

FILE

In order to provide mobile applications and services to you, or to comply with legal obligations, we may need to collect and use file information. Your personal files will only be uploaded to the mkopofasta loan servers (https://www.mkopofasta.com and https://api2.branch.io). Under no circumstances will we share this data with third parties.

master account

Allow kisasi to upload user master account information permissions for risk control assessment and provide pre-approved loan preferences. Encrypted and uploaded to the servers https://www.mkopofasta.com and https://api2.branch.io/ to identify and analyze their behavior and risks to help prevent fraud.

store

Your permission is required to access your device storage, which will allow you to upload photos and/or documents to complete the application form during the loan application process. Data will be encrypted and uploaded to our member servers (https://www.mkopofasta.com and https://api2.branch.io) via HTTPS protocol. Your data will be protected and kept confidential. We will never share this data with third parties.

installed applications

Monitor and collect content of installed applications:

The application name, application package name, application installation time, application installation time, and installed application data will be encrypted with the HTTPS protocol and uploaded to the server, which cannot be accessed twice. (https://www.mkopofasta.com and https://api2.branch.io) are highly protected and will not be shared with third parties.

camera

Documents and/or photos required for the application and evaluation process are taken with a camera, we upload and transmit the contents of the camera to (https://www.mkopofasta.com and https://api2.branch.io), we This data should not be shared with third parties.

cell phone data

Collect and track certain information about your device, including name, model, region, language, device ID, hardware and software information, status, usage patterns, unique identifiers (such as IMEI and serial number). This information is only used to identify your device and to ensure that it cannot be used without your permission and to prevent fraud. Additionally, we collect a detailed list of your installed apps to assess your propensity and debt profile and upload the collected data to our highly secure kisasi servers (https://www.mkopofasta.com and https: //api2.branch) .io).

Location

Collect and monitor device location information for risk assessment and scoring. We upload location data to our kisasi servers (https://www.mkopofasta.com and https://api2.branch.io). Your data will be protected and kept confidential.

calendar

It is used to remind you of the repayment date, so as to avoid affecting your credit due to overdue repayment. We will upload the data to the server (https://www.mkopofasta.com & https://api2.branch.io). Your data will be protected and kept confidential.

data storage

All collected information will be stored on kisasi servers (https://www.mkopofasta.com and https://api2.branch.io) in a highly secure manner and will not be shared with third parties. .

How we protect your personal information

Your information will be encrypted by us and uploaded securely to our own server (https://www.mkopofasta.com) using HTTPS. We promise not to alter your data or share it with any third parties. Your data will only be used by us for risk assessment analysis.

Security of your personal data

The security of your personal data is important to us, but remember that no method of transmission over the Internet or method of electronic storage is 100% secure. Although we strive to use commercially acceptable means to protect your personal data, we cannot guarantee its absolute security.

Details about the processing of your personal data

The service providers we use may have access to your personal data. These third-party vendors collect, store, use, process and transmit information about your activities on our Services in accordance with their privacy policies.

analyze

We may use third-party service providers to monitor and analyze the use of our services.

Email/Mobile Marketing

We may use your personal data to contact you with newsletters, marketing or promotional materials and other information that may be of interest to you. You may opt out of receiving any or all of these communications from us by following the unsubscribe link or instructions provided in any email we send or by contacting us.

Children's Privacy

Our Services are not directed at anyone under the age of 18. We do not knowingly collect personally identifiable information from anyone under the age of 18. If you are a parent or guardian and you know that your child has provided us with personal data, please contact us. If we become aware that we have collected personal data from anyone under the age of 13 without parental consent, we will take steps to delete that information from our servers.

If we need to rely on consent as a legal basis for processing your information, and your country requires parental consent, we may ask for your parental consent before collecting and using that information.

contact us

If you have any questions about this Privacy Policy, you can contact us:

By visiting this page on our website: https://www.mkopofasta.com

By emailing us: kisasifinance@gmail.com